Health Insurance Articles
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Medical Tourism is Worth Exploring
America has more top ranked medical schools than any other country. It also has high quality standards for care. However, America does not have the best health care system in the world. In fact, World Health Organization rankings ranked the American health care system outside its top 30 in 2000. Read More.
Age is Just a Number Unless You're Uninsured
You may think your uninsured, sixty year old father is old, but for Medicare, he is not old enough. The Medicare eligibility age is 65. And unless your 60 year old father is disabled, he will need to find health insurance elsewhere. What are his options? Read More.
Your Apathy, Their Disdain-The Inflated Price of Health Care...
On March 4, 2013, Time Magazine published a 36-page article by journalist Steven Brill entitled, “Bitter Pill: Why Medical Bills Are Killing Us!” Brill spent seven months analyzing bills from hospitals, doctors, and pharmacists. He also either interviewed or reviewed the hospital bills of seven uninsured or underinsured individuals and discovered that the health care industry charges whatever it wants. Read More.
This Open Enrollment Use a Medical Care Price Tool
You would think that after years of receiving information about health insurance options, we would have this open enrollment thing down pat. Unfortunately, that is not the case. Read More.
Health Insurance-I Got Mine, You Get Yours
Last week the U. S. Supreme Court heard oral arguments on the minimum coverage provision (individual mandate) of the federal Affordable Care Act. The individual mandate requires most individuals to maintain adequate health insurance coverage beginning in 2014. Read More.
Paying for Dental Care--Something to Chew On
Most people would agree that regular dental cleanings are important. Regular cleanings can detect and treat minor dental issues before they become major, more costly issues. The question is not should you have regular dental cleanings, but how to pay for them. Read More.
The Benefits "In" Word
The Merriam Webster dictionary defines the word "eligible" as: qualified to participate or be chosen. The word "eligible" appears quite often in employee benefits communications. You will find it in your hire letter, throughout your benefits packet, in your health and retirement plan documents, and COBRA notices. Read More.
Smartphones, Smart Health and Smart Benefits
One of the best things about owning a smartphone is access to the millions of mobile applications (apps) that are available--many at no cost. ...Medical and health apps have the potential to improve the timeliness and accuracy of medical care and improve your overall health. Read More.
No Two (Health Plans) Are The Same - Comparing Your Options
One of the most asked for health insurance plan communication tools by employees is the plan comparison chart. This document compares health plan premiums, deductibles, copays, coinsurance amounts, out of pocket costs to employees of commonly used benefits, and some uncommon benefits. Read More.
Yours For The Viewing - Health Insurance Cost Information
One of the biggest complaints about health insurance is that it is too expensive. Even if your employer pays some of the cost of your health insurance coverage you are probably still wondering if you are paying too much. You are also probably curious about what employees at other companies are paying for health insurance. Read More.
Open Your Eyes and Pick a Plan
Recruiting employees is often referred to as a hit or miss process. Good recruiting managers know that one of the best ways to prevent hit or miss hiring (avoid hiring the wrong person) is to carefully evaluate their options. The same is true in choosing a health insurance plan. Read More.