Everyone can understand health insurance and health care better.

Children's Health Insurance and Other Premium Assistance Programs

Some states offer programs to help you pay for employer-provided health insurance. These programs may pay all or part of the health insurance premium, if you meet certain requirements. The programs are funded with state Medicaid funds. About 20 states have some kind of premium assistance program for working adults.

The Children’s Health Insurance Program or CHIP is a state funded program that provides health insurance to children. Children who
are not eligible for Medicaid but cannot afford private insurance through and employer or private plan, may be eligible for CHIP. CHIP programs are available in every state and the District of Columbia.

Applying for these assistance programs is not the same as applying for state medical assistance. Each state has different requirements. You must submit an application to the state. Applications can be received and submitted online, by fax or mail. Approved applications are good for one year. You must reapply for benefits each year.

We all need health insurance. Find out if your state can assist you in obtaining free or low cost health insurance when you cannot afford the full cost of coverage.

To find out if you are eligible for the Children’s Health Insurance Program (CHIP), call 1-877-543-7669 or log on to to obtain program information in your state. Also, remember to ask if the state has a program that can help you pay premiums for an employer-sponsored or other private health insurance plan.