About BenefitsAll

BenefitsAll

2012

Children's Health Insurance and Other Premium Assistance Programs


Some states offer programs to help you pay for employer-provided health insurance. If you meet specific requirements, these programs may pay all or part of the health insurance premium. The programs are funded with state Medicaid funds. About 20 states have some kind of premium assistance program for working adults.

The Children’s Health Insurance Program, or CHIP, is a state-funded program providing children's health insurance. Children who
are not eligible for Medicaid but cannot afford private insurance through an employer or private plan may be eligible for CHIP. CHIP programs are available in every state and the District of Columbia.

Applying for these assistance programs is not the same as applying for state medical assistance. Each state has different requirements. You must apply to the state. Applications can be received and submitted online, by fax, or by mail. Approved applications are good for one year. You must reapply for benefits each year.

We all need health insurance. Find out if your state can assist you in obtaining free or low-cost health insurance when you cannot afford the full cost of coverage.


To find out if you are eligible for the Children’s Health Insurance Program (CHIP), call
1-877-543-7669 or log on to http://www.insurekidsnow.gov to obtain program information in your state. Also, remember to ask if the state has a program to help you pay premiums for an employer-sponsored or other private health insurance plan.